Terms of Use

Acceptance of Terms

By accessing or using this site, you agree to these Terms of Use and our Privacy Policy. If you do not agree, do not use the site.

Informational purposes only — not advice

Content is provided for educational purposes and does not constitute investment, tax, legal, or insurance advice. Decisions should be based on your individual circumstances in consultation with qualified professionals.

Eligibility & user responsibilities

• You are responsible for your use of the site and for any content you provide.
• Do not misuse the site (e.g., attempt to gain unauthorized access, interfere with operation, or submit unlawful content).

Intellectual property

All site content is owned by Golden Years Retirement or its licensors and protected by applicable laws. You may not copy, reproduce, or distribute content without permission.

Third-party links & services

Links to third-party sites or services are provided for convenience. We are not responsible for their content or practices.

Disclaimer of warranties

The site is provided “as is” and “as available” without warranties of any kind, express or implied.

Limitation of liability

To the fullest extent permitted by law, Golden Years Retirement shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits or revenues, arising out of your use of the site.

Indemnification

You agree to indemnify and hold harmless Golden Years Retirement from claims arising out of your use of the site or violation of these Terms.

Changes to the Terms

We may update these Terms from time to time. Continued use of the site after changes constitutes acceptance of the revised Terms.

Governing law

These Terms are governed by the laws of the State of Ohio, without regard to conflict of laws principles.

Contact

Golden Years Retirement
6340 Old Wood Road, Ashtabula, OH 44004
Office: (440) 650-5465  |  Cell: (440) 595-0317
Email: metoth101@gmail.com